Commercial Auto & Fleet Insurance – Business Vehicles Covered
What Is Commercial Auto & Fleet Insurance?
Commercial auto insurance covers vehicles used for business purposes, while fleet insurance simplifies coverage for multiple vehicles under one policy.
Covered Vehicles:
- Company-owned cars & trucks
- Delivery vehicles
- Service vans
- Contractor vehicles
- Mixed-use fleets
Key Coverages:
- Business Auto Liability
Covers bodily injury and property damage caused by business vehicles. - Physical Damage Coverage
Collision and comprehensive protection for business vehicles. - Hired & Non-Owned Auto Coverage
Covers employee-owned or rented vehicles used for business. - Uninsured / Underinsured Motorist Protection
Fleet-Specific Advantages:
- Centralized fleet policy management
- Fleet roadside assistance programs for disabled vehicles
- Vehicle downtime reduction support
- Driver safety and loss-prevention programs
- Potential premium incentives based on fleet size, driving behavior, and claims history
- Value-Added Incentives
- Telematics-based driver insights
- Fleet safety education tools
- Multi-vehicle and multi-policy savings
- Dedicated commercial claims handling
Many landlords require renters insurance, but even when they don’t, your landlord’s insurance does not cover your personal belongings or liability.
Get Your Quote in Minutes
Commercial Auto / Fleet – Get a Quote